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Shopping for a home loan has never been easier! After looking at houses with your realtor all day Saturday, you found the one!  Why wait until Monday when you can start the process by applying online all from the comfort of your home?  Visit our Mortgage Web Center to get started with your home loan application online! 

The Mortgage Web Center is more than an online application, you can check out rates, products and calculators too.  If you would rather sit down with a lender, no problem, we love to do that.  We promise that your lender will take the time to understand you and your specific situation. They will work hard to help you find the solution that is right for you.  Contact us today so we can help you live a better life.

FREE Pre-Approvals | Meet our Lenders

Fixed Rate Mortgage Loans  |  Apply Now!
Fixed Rate Mortgage Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer:

  • Conventional, FHA, VA and USDA financing
  • Insured financing for smaller down payments

Adjustable Rate Mortgage Loans (ARMs)
Adjustable Rate Mortgage Loans feature rates and payments that adjust according to market
conditions. Additional features include:

  • A range of adjustment terms
  • Competitive rates for a variety of terms
  • Lifetime interest rate caps and annual rate adjustment

Construction Loans
Construction Loans are designed to finance the construction of a new home. Features include:

  • Interest payments only on the funds used during the construction period 
  • Automatic conversion to permanent mortgage without a second loan closing
  • Available as a fixed rate or adjustable rate loan

Home Equity/Line of Credit  |  Apply Now!
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.

  • Conventional home loans
  • Insured loans with low down payment
  • Repayment terms from 5-30 years

Insurance Information
Find your latest insurance information posted on

Flexible Options
We offer many down payment options along with a variety of loans, such as ...

  • Loans for investment and rental properties
  • Loans for vacation homes
  • Loans for condominiums
  • Loans for manufactured homes
  • Lot loans for future construction


View the Mortgage Checklist.

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.813%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.233%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 4.375%  5.383%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 4.625%  5.195%  0.000%

APR = Annual Percentage Rate

Personalized Quote

Why go with us?

Reasons for choosing MutualBank

Personal Assistance

Call or e-mail our lenders at anytime to get your questions answered. Or visit our mortgage FAQ portal to get answers now.

Mortgages Are In Our DNA

We have been helping people buy homes since 1889. That’s more than a century of experience working for you!

Local Decisions & Funding

All decisions regarding your mortgage approval and funding happen right here in your community.

Quick Process

Find your dream home and we’ll help you QUICKLY find the right mortgage.

Broad Array of Options

Fixed-rate mortgages, adjustable-rate mortgages, FHA, VA or USDA loans—we'll help you decide what is best for you.

Free Pre-Approvals

Get pre-approved to speed up the homeownership process.